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Transfer Investments Into Your SIPP

Transfer your investments to Interactive Investor then start to track and manage them all from one place


What is a transfer?

A transfer is when you change the administrator of your pension. Your allowance for the current tax year will not be affected and neither will your tax benefits.

How do I transfer my pension?

You need to fill out a transfer form and return it. You can do this at the point of application for a new SIPP account, or at any time after your account has been opened. Please note that some pensions may have significant, possibly guaranteed, benefits attached and you may be advised to take independent financial advice.

How much can I transfer?

There are no minimum or maximum transfer amounts. Each transfer incurs a flat £50 charge. See our charges page.

Why transfer your investment to Interactive Investor?

  • Manage all your investments from one place
  • Get up-to-the-minute valuations of your assets
  • Switch into new sectors and funds whenever you choose
  • Change your investments without losing tax benefits
  • Reduce your paper work

Managing your investments in one place gives you greater access to your assests, so keeping track of them is quicker and easier-to-manage. The range of investments, from funds to shares, bonds and cash give you far more flexibility within a SIPP than a traditional pension.

What Is the difference between transferring investments as cash or as units (in-specie)?

Transferring investments as cash

The cash transfer method is when your current administrator sells your investment and the cash from the sale is transferred to Interactive Investor. Once the transfer is complete you can have the choice to reinvest in the same fund or to invest in other available investments at Interactive Investor. You will need to pay an initial charge when you purchase your new funds. The typical initial charge is 1% at Interactive Investor. You can invest in an equity from £1.50 for regular investments or a flat £10 for a real-time equity trade.

Transferring funds as units

The unit transfer method (also known as in-specie), is when the name of the nominee account manager is changed from your current providers name and re-registered. This method avoids the need to sell your investments and therefore you do not incur any dealing charges as you remain fully invested.