Funds and Charges

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Fund Manager	Initial charges	Annual management charges	Funds available to buy
Aberdeen UT Mgrs	1%	1 to 1.75%	View funds
AEGON Asset Mgmt UK Plc	1%	1 to 1.5%	View funds
Allchurches	1%	1.25 to 1.5%	View funds
Allianz Global Investors UK	0 to 1%	0.5 to 1.75%	View funds
Architas Multi-Manager	1%	1 to 1.85%	View funds
Artemis Fund Managers	1%	1 to 1.5%	View funds
AXA Distribution	1 to 5%	1.5%	View funds
AXA Fund Managers	1%	1 to 1.75%	View funds
Baillie Gifford	1%	1 to 1.75%	View funds
Baring Asset Mgmt	1%	1.25 to 1.75%	View funds
BlackRock ML Mgrs	0 to 1%	0.5 to 1.75%	View funds
BNY Mellon	1%	1.25%	View funds
Capita Financial Managers	1%	1.25 to 1.75%	View funds
Cazenove	0 to 1.76%	0.75 to 1.5%	View funds
CF 7IM	1%	1.4 to 1.55%	View funds
CF Eclectica	1%	1.75%	View funds
CF JM Finn	1.5%	1.5%	View funds
CIS	1 to 1.76%	1 to 1.5%	View funds
City Financial Inv Company	1 to 2%	1.25 to 1.75%	View funds
Clerical Medical Sh Cl HIFML	1%	1 to 1.5%	View funds
Close Fund Mgmt Ltd	0.25 to 1%	0.75 to 1.5%	View funds
F&C Fund Mgmt	0 to 1%	0.3 to 1.5%	View funds
Fidelity Investments	0 to 1.25%	0.1 to 1.9%	View funds
First State Investments UK Ltd	1%	1.5 to 1.75%	View funds
Franklin Templeton Inv	1 to 2%	1.2 to 1.75%	View funds
Gartmore Fund Managers	0 to 2%	0.5 to 1.5%	View funds
Henderson Global Investors	0 to 5.25%	0.5 to 1.5%	View funds
HSBC Investments (UK)	0 to 1%	0.25 to 1.5%	View funds
IFDS Managers	1%	1.5 to 2%	View funds
IFSL	1 to 2%	1.5%	View funds
Insight	1%	1.1 to 1.5%	View funds
Invesco Perpetual	1%	1 to 1.5%	View funds
Investec Fund Managers (UK)	1 to 1.5%	0.75 to 1.6%	View funds
JO Hambro Capital Management	1 to 2%	1.25%	View funds
JP Morgan Asset Mgmt (UK)	1%	0.75 to 1.75%	View funds
Jupiter UT Mgrs	1%	1 to 1.5%	View funds
Lazard Fund Mgrs	1%	1.25 to 1.5%	View funds
Legal & General	0%	0.2 to 1.5%	View funds
Legg Mason Inv Funds	1.25%	1.25 to 1.5%	View funds
Liontrust	0 to 1%	0.3 to 1.75%	View funds
Liverpool Victoria Portf Mgrs	0 to 1%	0.6 to 1.5%	View funds
M&G UK	0 to 1.5%	0.5 to 1.75%	View funds
Marlborough	1%	1.13 to 1.75%	View funds
Marlborough Fund Managers(MFM)	1.76 to 1.99%	1.5%	View funds
Martin Currie UT Mgrs	1%	1.5%	View funds
Morley	1 to 5%	1 to 1.5%	View funds
Neptune	1 to 2%	1.6 to 2%	View funds
Newton Investment Managers	1%	1 to 1.5%	View funds
Norwich Union	0 to 1%	0.5 to 1.8%	View funds
Octopus Investments	1%	1.5%	View funds
Old Mutual Fund Managers (UT)	1%	0.75 to 1.75%	View funds
OPM	1%	1.1 to 1.5%	View funds
Premier Portfolio	0 to 1%	0.5 to 1.75%	View funds
Prudential	0 to 2.5%	0.5 to 2%	View funds
PSigma Unit Trust Mgrs	2.25%	1.5%	View funds
Rathbone UT Mgrs	1%	1.25 to 1.5%	View funds
Rensburg	1%	1.5%	View funds
ResolutionAsset Fund Mgrs	1 to 2.25%	0.75 to 1.75%	View funds
Royal London UT Managers	1%	0.4 to 1.4%	View funds
S&W	1%	1.75%	View funds
Sarasin Investment Funds Ltd	1 to 2.76%	1.5%	View funds
Schroder UT Mgrs	1 to 1.25%	0.5 to 1.5%	View funds
Scot Widows Inv Partnership	1%	1 to 1.75%	View funds
Skandia	1.5%	0.4 to 1.5%	View funds
Smith & Williamson Inv Funds	0%	1 to 1.5%	View funds
Soc Generale Investment Funds	1 to 1.99%	1 to 1.75%	View funds
SSGA	1%	0.7 to 0.9%	View funds
Standard Life Inv	0 to 2%	0.95 to 1.8%	View funds
SVM Asset Management Ltd	1%	1.25 to 1.5%	View funds
T Bailey	1%	1.5%	View funds
Thames River Multi Capital LLP	1%	1.5%	View funds
Threadneedle Investors	1%	0.25 to 1.5%	View funds
UBS	1%	1 to 1.6%	View funds
WAY	1%	1.5%	View funds
Wise	1%	1.65%	View funds