Don't fall for these insurance fairytales
Emma Lunn
02.11.09
Don't wait for real events to prove your firmly held insurance beliefs wrong. Emma Lunn dispels the myths that turn out to be as fanciful as the fairytales of our youth.
The soaring cost of insurance
Rebecca Atkinson
23.10.09
Car and home insurance premiums have rocketed in cost over the past year, as insurers try to mitigate their losses from fraud and bad weather.
Refunds for mortgage insurance customers
Rebecca Atkinson
07.10.09
Around one million homeowners who were mis-sold payment protection insurance on their mortgages could claim refunds over around £60 million under new measures unveiled by the watchdog.
Make sure your protection is up to scratch
Ruth Emery
08.09.09
Too few people cover themselves and their families against redundancy, illness or death and, when they do, they often buy inappropriate products. Ruth Emery explains how to find good-value policies and make sure you're properly protected.
ABI warns against travel insurance fraud
Hannah Ricci
06.08.09
Dishonest holidaymakers have been warned by the Association of British Insurers against making fraudulent travel insurance claims.
Why have my life insurance premiums gone up?
Rebecca Atkinson
21.07.09
A Moneywise reader wants to know why his life and critical illness insurance premiums have increased by 69%. IFA Francis Klonowski looks at whether this is highway robbery.
10 tips when buying travel insurance
Rebecca Atkinson
05.06.09
Taking out travel insurance is vital unless you fancy forking out if something goes wrong. Rebecca Atkinson offers 10 top tips on cutting the cost of cover and getting the right policy for you.
10 ways to cut your insurance costs
Nathalie Bonney
12.05.09
Don't ditch your cover because you're feeling the pinch. As Nathalie Bonney shows, there are far better ways of saving money on your insurance without sacrificing your level of cover.
Government rebuked over Equitable Life failings
Rebecca Atkinson
06.05.09
The Government has been reprimanded by the parliamentary ombudsman for failing to act on its recommendations to compensate Equitable Life victims.
Cut the cost of car insurance
Rebecca Atkinson
08.04.09
Car insurance has never been more expensive and is set to jump a further 20% in 2009.
Survive the recession
Liam Tarry
24.02.09
The UK is now in a recession, but there are steps you can take to protect yourself and your finances.
Pick'n'mix your own healthcare
Sarah Coles
23.02.09
The Government will now allow you to buy top-up treatment while you are still using the NHS. Sarah Coles examines whether this is really as good as it sounds.
Aviva backtracks on bonus payouts
Rebecca Atkinson
04.02.09
Aviva has backtracked on plans to distribute £1 billion to Norwich Union with-profit policyholders this summer.
Take cover with mortgage protection
Sam Barrett
04.02.09
As recession looms, it makes even more sense to take out insurance to cover your mortgage and provide for your family in case disaster strikes. Sam Barrett looks at the options.
Banks in PPI ban
Rebecca Atkinson
29.01.09
Banks are likely to be forbidden from selling PPI alongside loans and credit cards, following an investigation by the Competition Commission.
Is unemployment cover worth it?
26.01.09
Unemployment cover could help soften the blow of losing your job by giving you much-needed income while you search for another. Rob Griffin reviews the policies on offer and asks if they're worth it.
Is this the end of the road for PPI?
Rebecca Atkinson
21.01.09
Six of Britain's biggest banks have announced they will stop selling controversial payment protection insurance alongside loans following a spate of large mis-selling fines.
Drive down the cost of car insurance
Rebecca Atkinson
16.01.09
Car insurance has never been more expensive and is set to jump a further 20% this year. Rebecca Atkinson offers tips to keep the costs down.
Insurance fraud costing consumers dearly
Sam Barrett
09.12.08
Insurance fraud now costs the industry around £1.6 billion a year. Sam Barrett asks what constitutes a fraudulent claim and finds out how insurers are cracking down.
How to make those crucial money decisions
Sam Barrett
26.11.08
There can be big differences between the best and worst financial products. Sam Barrett helps you work out when you can make those crucial financial decisions yourself and when to get professional advice.
Protect yourself against unemployment
Johanna Gornitzki
19.11.08
Unemployment could hit 2.9 million next year. Johanna Gornitzki takes a look at how unemployment cover could help.
The white lies that could cost you dearly
Sam Barrett
14.11.08
Insurance fraud now costs the industry around £1.6 billion a year. Sam Barrett asks what constitutes a fraudulent claim and finds out how insurers are cracking down.
How to make sure your claim gets paid
Liam Tarry
01.10.08
Too many of us blithely buy insurance policies only to find we're not eligible for a payout when disaster strikes. Liam Tarry finds out what you need to know to make a successful claim.
Don't slip up on legal cover
Martin Fagan
19.09.08
Ever hesitated over the cost of suing after a prang by an uninsured driver or slipping on a wet floor? Martin Fagan suggests rifling through the drawers as you may find you have insurance for legal costs.
Further car insurance hikes expected
Nathalie Bonney
17.07.08
Car insurance premiums are going up in price again, according to the latest AA's British Insurance Premium Index. Nathalie Bonney reports.
Get the right travel insurance
Harriet Meyer
14.07.08
Buying travel insurance from your tour operator may be easy but it's rarely a good deal. Harriet Meyer reveals how to find the best package for you.
Car insurance cheats up 70%
Rebecca Atkinson
03.07.08
Car insurance cheats made fraudulent claims worth £260 million last year, with the number of dishonest drivers up 70% over the past three years, reports Rebecca Atkinson.
An introduction to PMI
Sam Barrett
30.06.08
Private medical insurance doesn't have to be an expensive luxury - there's a plan for you whatever your age or budget, says Sam Barrett.
Consumers grossly overcharged for PPI
Rebecca Atkinson
05.06.08
Banks are overcharging borrowers taking out payment protection insurance (PPI) by over £1.4 billion each year, an investigation has found. Rebecca Atkinson reports.
Enjoy your holiday without breaking the bank
Hannah Ricci
05.06.08
Saving money on your holiday doesn't have to mean ditching the Med for a weekend in Bognor. Hannah Ricci reveals what you can do to cut the cost of your summer break.
Bank charges and PPI complaints jump
29.05.08
Britons made a record number of complaints about financial services provision last year, driven by objections about bank account charges and PPI.
Give your salary a safety net
Rob Griffin
18.04.08
It is one of the least understood and most undersold insurance policies, but income protection could be one of the smartest things you buy. Rob Griffin explains what it could do for you.
Safer wheels, better deals
Emma Lunn
17.04.08
It's official: you're safer on the road than your husband. So would you get a better deal with a women-only car insurer? Emma Lunn investigates.
Report sparks debate over motor insurer profit
14.03.08
Britain's motor insurers are set to make a small profit in 2009, reversing 14 years of unprofitable business, an independent report has shown.
NU with-profit holders in windfall
Rebecca Atkinson
06.02.08
Norwich Union is to pay 1.1 million with-profits policyholders a £2.1 billion bonus in a move that could encourage a vote for the redistribution of its surplus funds. Rebecca Atkinson reports.
The top 10 financial rip-offs
Hannah Ricci
06.02.08
Are you wasting your money on financial services you don't need? Hannah Ricci finds out how you can save thousands by bringing this spending to a stop.
Consumers waste thousands on useless insurance
29.01.08
Consumers are wasting thousands of pounds on useless and expensive insurance policies, consumer group Which? has said, with some policies almost impossible to claim against.
Should you get boiler insurance?
Emma Lunn
25.01.08
Central heating cover is often seen as an unnecessary expense, but when you face the prospect of being without hot water and heating, these policies can prove cost-effective. Emma Lunn looks at the options.
Finding the best deal online
Hannah Ricci
18.12.07
Price comparison websites may not be as impartial or comprehensive as they claim. Hannah Ricci takes a closer look and advises on how to make these sites work for you.
Travel insurance for breast cancer sufferers
Hannah Ricci
13.12.07
A new brand of insurance could make it easier and cheaper for women with breast cancer to buy cover when travelling overseas, reports Hannah Ricci.
Can you claim a PPI refund?
06.12.07
Thousands of policyholders have been potentially mis-sold their payment protection insurance. Are you entitled to a refund?
Is your postcode costing you?
Laura Howard
29.11.07
Want to know why you pay more for your insurance? Your postcode may well be to blame. Laura Howard reports.
Slash your motoring costs
Joanna Sutherland
11.11.07
Running a car is becoming more expensive, but, as Joanna Sutherland explains, there are many ways to drive down the costs.
Plan for later in life
Sam Barrett
30.10.07
Health insurance becomes more pricey the older you get, but with a little help, says Sam Barrett, you can find a plan to suit your needs and your budget.
The benefits of youth
Sam Barrett
30.10.07
Don't let ill health or injury tie you down. Low-cost PMI can provide a great safety net, says Sam Barrett.
Peace of mind for families
Sam Barrett
29.10.07
A PMI plan that covers your whole family can banish your worries over healthcare, and it doesn't need to be expensive, writes Sam Barrett.
Counting the cost of flooding
Hannah Ricci
16.10.07
As thousands of homeowners recover from the summer's floods, those at risk of flooding must ensure they are insured, writes Hannah Ricci.
Floods push up home insurance premiums
10.10.07
The heavy claims from the summer floods has ended the trend of falling home insurance premiums, according to the AA's latest premium index.
Floods hit property values
Hannah Ricci
05.09.07
Insurers could pay out up to £3 billion after the summer floods, but flood victims may not be able to sell or insure their property. The outlook is grim, says Hannah Ricci.
New homes in flood plains
Sarah Pennells
05.09.07
Government plans to build homes in flood-risk areas means homeowners could be left with houses they cannot insure, sell or live in. These plans will help no one, says Sarah Pennells.
Pensioners at risk of eviction
Jeff Salway
05.09.07
Unscrupulous sale-and-rent-back schemes are leaving pensioners at risk of losing their homes. Jeff Salway warns against unregulated equity release plans.
Stranded by critical illness cover
Jeff Salway
30.08.07
Don't be left high and dry when you come to claim on your critical illness cover. Jeff Salway explains how to interpret the small print.
Sneaky insurance sales
Sarah Coles
23.08.07
Keep your eyes peeled when you book online. Sarah Coles looks at the practice of 'inertia selling'.
Crackdown on travel insurers
Emma Lunn
17.08.07
Holidaymakers could risk jetting off without cover now that the FSA will regulate all travel insurance sales.
Floods wreak financial havoc
Hannah Ricci
08.08.07
Following the summer floods across Britain, victims are relying on their insurers to pull out all the stops to help get their lives back on track, explains Hannah Ricci.
Get the right home insurance
Jeff Salway
07.08.07
Thousands are relying on insurance companies following the recent floods - yet over a third of us do not have any household cover.
Are over-50s accounts a rip-off?
Jeff Salway
25.07.07
Financial services companies are cashing in on the power of the over-50's 'silver pound'. Jeff Salway reports.
Floods may cause insurance rethink
25.07.07
The recent floods could cost insurers over £2 billion and might lead to the industry reconsidering the availability of flood cover.
Insured to drive abroad?
Rachel Lacey
17.07.07
Most drivers don't know if their car insurance covers motoring trips abroad, so you need to check.
Floods likely to push up insurance
11.07.07
Insurance prices are likely to rise as a result of the recent floods that left parts of the UK under water.
Beware: top 10 holiday cons
Emma Lunn
26.06.07
Planning your holiday? Read our handy tips on how to avoid the financial cons this summer.
Get the right travel insurance
Emma Lunn
22.05.07
Peace of mind with the right holiday insurance is as essential as the perfect destination. Emma Lunn offers advice on how to bag the best deal for you.
The ultimate insurance plan
08.05.07
What's the best way to insure your home against plumbing and drainage, wiring and central heating emergencies? Buying just one policy might be the cheapest option.
Keen to be green
03.05.07
Fighting global warming is all the rage, says Jennifer Hill. Eco-friendliness has become a mainstream issue - but at what cost?
Save yourself a fortune
Jeff Salway
02.05.07
Whether you have debts to pay, are looking for a mortgage or want to save for the future, the right advice can save you thousands. Jeff Salway explains where you can get it.
Insure yourself against injury
26.04.07
Tips to help you choose the right cover for you - income protection or critical illness cover.
Medical cover that won't break the bank
Kirstie Redford
26.04.07
Often regarded as an expensive luxury, but as Kirstie Redford reports, you can still get a valuable level of cover without breaking the bank.
Put the brake on premiums
Laura Brady
26.04.07
With motor insurance costs hitting an all-time high, it could be worthwhile looking at ways of reducing your premiums. Laura Brady shows how you can play the system to your advantage.
Travel insurers rip off the seriously ill
Sarah Pennells
26.04.07
Travel insurance for those with serious illnesses is often prohibitively - and unfairly - expensive.
Insure your home against weather damage
Rachel Lacey
28.02.07
Freak weather conditions are expensive, so make sure your home is sufficiently protected from climate change, suggests Rachel Williams.
Revamp your finances
Hannah Ricci
02.01.07
Even if your boss isn't feeling generous, it doesn't mean you can't have a pay rise. We show you how you could save yourself £10,000, explains Hannah Ricci.
Make sure you get it right
Rebecca Brennan
14.11.06
Are you sure your home and all that's in it is fully insured against a disaster? It could be worth reviewing your cover and finding a policy that suits you, suggests Rebecca Brennan.
Why car insurance premiums are about to rocket
Hannah Ricci
05.10.06
UK drivers are facing huge insurance hikes amid industry efforts to compensate for an increase in claims. Motorists need to decide whether they can get a better deal by ditching their supplier and looking elsewhere.
Car insurance premiums up
31.08.06
Norwich Union will raise car insurance premiums by an average 16% over the next 12 months to counter the rising cost of claims.
Hard sell: payment protection
Sarah Pennells
10.08.06
You hope you'll never need it but lenders urge you to buy it. What is it? Payment protection insurance (PPI), of course. Sarah Pennells reports.
How to get the right travel insurance
Emma Lunn
18.05.06
When it comes to travel insurance, many of us plump for the travel agent's policy. But think again.
Will your insurer pay up?
Isabelle Kassam
22.02.06
You can buy cover with a few keystrokes or a quick call, but while it's easy to compare prices, there's much more you should know
Are you heading for a breakdown?
Hannah Ricci
01.02.06
Don't wait until you're stranded at two in the morning in freezing fog to get the right breakdown cover
Boiling down boiler breakdown policies
21.12.05
Come the cold snap, plumbers become like gold dust - very rare and very expensive. The answer is to take out boiler-breakdown cover, but what do the insurance companies offer?
Extra insurance: Which is for you?
Faith Glasgow
25.10.05
How to tell if you'd be better off with insurance such as travel, pet and income protection.
Buying the right insurance policy at the right price
19.10.05
Buildings, contents and car insurance are the insurance policies you cannot afford to be without. But deciding which kind of policy you need requires some planning, and you can make savings.
Insurance: So you think it'll pay out? It may not
13.10.05
You've bought the insurance, but will it pay out when you claim? There are seven deadly sins that can invalidate cover, so can you avoid them?
Cover up for winter
Sarah Modlock
11.10.05
As one in 10 skiers face injuries, the right cover is as important as the right equipment
Life cover can fend off inheritance tax
18.03.05
New laws will soon make it harder to avoid paying inheritance tax on your home. So how do you make sure your legacy doesn't become a burden.
Closed fund myths exposed
25.02.05
Over the past few years the life insurance sector has been decimated, as a consequence of increasing commercial pressures and its own past failings, leaving millions of with-profits policyholders with investments in closed or dormant funds
Beware insurers without complete authorisation
Mark Smulian
24.02.05
Consumers may be left high and dry by insurers because of teething problems surrounding the new Financial Services Authority regulations.
Healthcare on a budget
24.01.05
Spiralling premiums are threatening to put private health cover out of the reach of many people. Luckily there are ways to cut the costs.
Overpaying, underinsuring
Sarah Modlock
27.08.04
Guess the average difference in premiums between the cheapest and most expensive policies... 20%? 50%? 100%? No, it's 345%.